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BALTIMORE, Md. 鈥?Juliet Ames cant draw or paint, stanley cup but she is still very much an artist in her own right. The 43-year-old woman has built a thriving business by taking sentimental pieces of family h stanley bottles eirlooms like plates and turning them into jewelry. Ive never cared that much about perfectionism in art, Ames said standing inside her studio in Baltimore. These days, though, she is dialing in her attention toward a relic of the past by trying to bring new life to aging pay phones around the city of Baltimore. I grew up using p stanley uk ay phones. If I had to call my mom, we would do the trick where you call collect and say, Pick me up at the gas station up the street, and hang up, she recalled.Payphones were once a critical cornerstone of American communication. In 1995, there were more than 2.6 million pay phones in the U.S. But with the rise of cellphones, that number has now dropped below 100,000. These days, the sun has all but set on most payphones in the country. Most companies like Verizon and ATT wont even service them anymore. Many are just falling apart in the places where theyve stood for decades.Thats where Ames comes in. They just look like a frame to me, so I see an opportunity for art. Its just an empty frame with nothing in it, Ames said Where some see a bygone form of telecommunication, Ames sees opportunity, creating art inserts that she places into pay phones that have fallen into disrepair. Some are inspired by art history, while others are inspired by pay phon Zjdq Salmonella outbreak linked to recalled eggs sickens 65 people across several states
We re getting a new picture of just how expensive college has become.Tuition has increased 26% at public and private schools in the last decade, according to new research from Student Loan Hero. It found an even bigger increase for in-state tuition, which has gone up 36% on average across the country.Southern states have seen the largest tuition increases this decade. Its really something that s driven by school costs just being too high and wages just being too low for borrowers to be able to sufficiently pay down their loans, said Whitney Barkley with the Center for Responsible LendingBarkley is talking about the nearly two-thirds of student loan borrowers with one servicer who are underwater on their loan. That s even though they v stanley cup becher e been voluntarily making payments during the federal payment pause.The Center for Responsible Lending and the National Consumer Law Center looked at servicer Navient because they have the most complete data on this, but they stress this isn t Navient s fault and this issue isn t unique to them.Of the borrowers who are underwater, a th stanley cup ird owe more than 125% of their original balance.One of the things the Center for Responsible Lending says would help is ending interest capitalization. That is when borrowers to have to pay interest on interest. A lot of this is caused by borrowers going into new plans, by borrowers stanley tazas who are coming out of default having their interest capitalized, said Barkley.Another concern is the interest borrowers are paying w